Spendbox

Terms of use

Last updated 3 August 2026

These are the rules of Spendbox: what you can expect from us, what we expect from you, and what happens to money on the way in and out. They are written to be read rather than to be impressive, and where a figure appears here it is the same figure the software uses.

1Using Spendbox

You must be old enough to enter a binding contract where you live, and old enough to take part in a paid game of skill. If you are not, do not use Spendbox.

One person, one set of accounts. Do not create additional accounts or email addresses to claim invite bonuses, to get around a limit, or to appear to be more than one person.

Do not attempt to obtain a password by any means other than guessing it in the game. That includes attacking our systems or our payment provider's, interfering with other players, and approaching whoever put a box up to ask for it. Any of these ends your access and forfeits anything outstanding.

Automated play is not prohibited outright — a password game is a game of persistence and we are not going to pretend otherwise — but anything that degrades the service for other people is. If your traffic is a problem for the platform we will rate-limit or block it.

2Playing a box

Every guess costs one life. You hold up to 7 at a time and one returns every 60 minutes at no cost, indefinitely. Playing is free and always will be; anything you pay for buys speed or information, never an outcome.

A guess is correct only if it matches the password exactly, including capitalisation.

A box ends the moment somebody guesses its password. If two guesses arrive together exactly one is treated as the winner, decided by the database, and the other player is told they were beaten to it.

We may withdraw a box from play if it breaks these terms or if something has gone wrong with it. Where a box is withdrawn before anyone has cracked it, we will refund the person who funded it.

3Lives and power-ups

Extra lives cost ₦150 each and are added to your pool once payment is confirmed. Power-ups are priced per box and take effect once payment is confirmed. Nothing is revealed and nothing is charged if a payment is abandoned.

Lives and power-ups are digital goods delivered immediately, so purchases are not refundable once they have been applied. If something is charged and not delivered, tell us and we will fix it — an administrator can grant lives directly.

Lives, power-ups and any bonus have no cash value and cannot be transferred, sold or withdrawn.

We may change what power-ups exist and what they cost. Anything you have already bought keeps working on the terms it was bought under.

4Invites

If somebody joins on your invite link, 3 free lives are credited to your account and 3 to theirs, immediately and with nothing to buy. The inviter's side stacks without limit; a given player can be invited once, and an inviter once attached is never changed.

Bonus lives are free. Nobody is charged for them, so no share is paid to anybody on them.

Invite bonuses obtained through additional accounts, purchased traffic, or any arrangement whose purpose is to trigger the bonus rather than to bring a real player, will be removed. Persistent abuse ends your access.

5Putting up a box

Anyone may put up a box. You choose the password and the reward; the minimum rises with the length, from ₦7,500 at 3 characters up to ₦3,172,500 at 26.

70% of what you pay in becomes the reward — ₦5,250 at the floor — and Spendbox retains 30% for hosting and running the box. The reward is collected in full and up front, so a winner is never waiting on you to be good for it.

Before a box is paid for it is yours: change anything, or delete it. Once it is funded the password, the title and the design are permanent, and the box cannot be deleted by anyone. The reward may be increased at any time and can never be reduced.

You are responsible for the password you choose and for the content of your box's title and description. Do not use a box to distribute anything unlawful, to harass anybody, or to advertise something you are not entitled to advertise.

You cannot win your own box, and neither can anybody you are acting with. Where we find that a reward has been collected by or on behalf of the person who funded it, we will reverse it.

6What contributors earn

70% of everything hunters spend on your boxes — power-ups, and lives bought while playing them. Spendbox retains 30%.

Your share of each sale is recorded when the sale is made and transferred to the bank account you register, weekly. Your dashboard shows what has been earned, what has been sent, and the difference.

Money you put behind a password is not income and is not returned to you. It is the reward, and it goes to whoever opens the box.

7Rewards

Opening a box entitles you to the reward shown on it at that moment. We ask for a bank account, check the number against the bank, and send the transfer.

A reward is paid to the account you give us. Give us the wrong account and we cannot get it back for you.

We may withhold a reward while we look into a suspected breach of these terms, and will not pay one that was obtained in breach of them.

Payments are made in Nigerian naira through our payment provider and are subject to that provider's limits and checks.

8The password stays hidden

A password is compared inside the database and never enters our application. Nobody at Spendbox — support, administrators, or engineers — can read a password back to you.

That applies to whoever wrote it too. Keep your own copy before funding a box; we cannot recover it.

9Availability and changes

Spendbox is provided as it is. We do not promise it will be available without interruption, and we are not liable for losses arising from an interruption beyond restoring what was actually lost — lives, purchases, and any reward properly won.

We may change these terms. Where a change materially affects money already committed — a reward funded, a purchase made — the terms in force when you committed it continue to apply to it.

Nothing here limits any right you have that cannot be limited by agreement.

10Ending it

You may stop using Spendbox at any time. Boxes you have funded and rewards you have won are unaffected.

We may suspend or end access for a breach of these terms. Where we do, any reward already properly won is still paid.

Most day-to-day questions are answered in plainer language on the questions page.